As we get older, many of us find that we cannot do some of the things that we used to do as easily as we could when we were younger. Cleaning is one of them. It sounds simple when you're younger, but simple tasks like dusting the tops of wardrobes and other high spots, and hoovering down the stairs, plus hoovering under furniture and moving it can vary from being a horrific chore to being almost impossible.

As you get older, you also need to be careful not to do yourself and injury. If you are looking for a West Midlands based cleaning company, we recommend Time for You Walsall as they will come in once a week or once a fortnight and do all your cleaning for you, with police checked and vetted cleaners to give you piece of mind, taking one more thing off your workload and allowing you to spend more time doing the things you want to in retirement.  

The links below contain the full list of all funds available in that category. Certain funds may not be available to your particular contract.

For a factsheet (containing up-to-date fund information) and latest prices please select from the list below.

Pension Funds Advice




Whether you're already retired or about to take the plunge, we've got all sorts of information and tools to help you sort out your finances in your retirement.

Find out about everything from annuities to equity release, life insurance to healthcare at our dedicated retirement site.

Pensions made clear

Saving for retirement is something that most of us put off for as long as we can. But the reality is that the sooner you start paying into a pension the higher your income in retirement is likely to be.

How pensions work

If you're working you're usually building up the right to a basic State Pension – and possibly an additional State pension – but these may not be enough to give you the standard of living you want.

Transferring your pension

This section will help you to understand the benefits of using a pension to save for your retirement, what type of pensions are available, how they work and how to start saving for your retirement.


Student Debt

Juggling studying with money worries is now a fact of life for most university students.

This section provides students with practical debt advice and the practical ways to avoid incurring debt whilst in education and even advice and solutions on how to deal with debt.



Are you having difficulty obtaining a Mortgage or Remortgage ?

If you are unfortunate enough to have been declined a mortgage in the past due to bankruptcy, CCJs , defaults, convictions or just poor credit you may qualify for a mortgage today.


westmids-pensions.org.uk is an independent marketing website which acts as an introducer to 'whole of market' companies who offer specialist Independent Financial Advice.

Each company is authorised and regulated by the Financial Services Authority. westmids-pensions.org.ukare not authorised to give advice and we are not liable for any financial advice provided by, or obtained through a third party.

The information published on this website is for information purposes only. This site has been approved for compliance purposes by a Firm of Independent Financial Advisors who are authorised and regulated by the Financial Services Authority (FSA).